Types of Accident Compensation Claims
If you have been injured in an accident that was the fault of another group or individual, even if they were only partly to blame, then you may have a claim for accident compensation. There are several common accident types:
Accident
at Work
If you have been injured in at your place of work or whilst working elsewhere
you may have an accident at work claim against a group or individual responsible,
including your employer.
Employers are required by law to have Employer Liability Insurance and the insurance company will deal with your accident claim for compensation for injury and losses, including loss of earnings. Even if your accident hasn't caused you to take time off work, you can still claim compensation for the physical pain and suffering of your injury.
Accidents at work can happen in various ways and even if you think no-one was necessarily to blame, you may have a accident claim, involving defective equipment or machinery, inadequate training in the use of machinery, lifting heavy objects, using dangerous machinery, faulty, damaged or slippery flooring, careless acts by other workers causing an accident, or a lack of safety clothing for example.
Road Traffic Accident
You may
have a road traffic accident claim if you've been injured in an
accident in which you were a passenger, driver, pedestrian or cyclist. There
doesn't need to be police prosecution, and the driver's insurance will cover
the claim.
Tripping
& Slipping Accidents
If you have had a fall in a public place such as a supermarket, an office or in
the street and this is caused for example by a defect or a hole in the floor or
ground, a wet floor or a protruding object you may have an accident injury claim against the person or group responsible for
the upkeep and maintenance of the area where it happened.
Product
Liability
If you have been injured by a faulty or defective consumer product, health and
safety law gives you the legal right to pursue an accident compensation claim for those injuries from either the
manufacturer or supplier of those goods.
Have you been hurt in a tackle? Have you been injured in any contact sport? You could be able to receive accident compensation if you have received injuries such as torn ligaments or a broken leg.
